Legal Information

Legal Disclaimer

Important legal information regarding the use of NGX Baskets and its financial analysis services.

IMPORTANT RISK WARNING

NGX Baskets is for educational and research purposes only. All algorithms and analysis are theoretical and should NOT be used for actual financial decisions. Use at your own risk.

Financial Disclaimer and Terms of Use

Last Updated: September 11, 2025

1. No Financial Advice

NGX Baskets and all its services, algorithms, analysis, recommendations, and content are provided for educational, research, and entertainment purposes only. Nothing on this platform constitutes financial advice, investment advice, trading advice, or any other advice or recommendation relating to any investment or trading strategy.

All algorithms, including but not limited to Chebyshev bands, K-means clustering, and Monte Carlo simulations, are theoretical models and simulations that do not reflect real-world trading conditions, market liquidity, transaction costs, or other factors that would affect actual investment performance.

We are not licensed financial advisors, investment advisors, or registered investment advisors. You should consult with a qualified financial professional before making any investment decisions.

2. Algorithmic Analysis Disclaimer

All algorithms provided on this platform are IMAGINARY, THEORETICAL, and for EDUCATIONAL PURPOSES ONLY. These algorithms should never be used for actual financial decisions, trading, or investment purposes.

The results generated by our algorithms are based on historical data and mathematical models that may not accurately predict future market performance. Past performance is not indicative of future results.

Our algorithms do not account for:

  • Market volatility and liquidity constraints
  • Transaction costs, fees, and taxes
  • Market manipulation or extreme events
  • Regulatory changes or economic disruptions
  • Broker limitations or execution delays
  • Real-world trading psychology and emotions

3. Investment Risk Warning

INVESTING IN STOCKS AND SECURITIES INVOLVES SUBSTANTIAL RISK OF LOSS. You can lose some or all of your invested capital. The value of investments may fluctuate and past performance is not a guarantee of future results.

All investments carry risk, including but not limited to:

  • Market Risk: General market declines affecting all securities
  • Company Risk: Individual company performance and business risks
  • Liquidity Risk: Inability to sell securities quickly at fair prices
  • Currency Risk: Fluctuations in foreign exchange rates
  • Interest Rate Risk: Changes in interest rates affecting security values
  • Political Risk: Government actions affecting market conditions

Never invest money you cannot afford to lose. Only invest funds that you can afford to lose entirely without affecting your standard of living.

4. Limitation of Liability

WE ACCEPT NO RESPONSIBILITY OR LIABILITY FOR ANY FINANCIAL LOSSES OR DAMAGES that may result from your use of NGX Baskets, including but not limited to:

  • Direct, indirect, incidental, or consequential damages
  • Loss of profits, revenue, or business opportunities
  • Investment losses or poor investment performance
  • Trading losses or missed trading opportunities
  • Data loss or system downtime
  • Third-party actions or market events

Your use of this platform is entirely at your own risk. We provide no warranties, express or implied, regarding the accuracy, completeness, or reliability of any information, analysis, or recommendations.

5. Data Accuracy and Reliability

While we strive to provide accurate and up-to-date information, we make no guarantees regarding the accuracy, completeness, or timeliness of any data, analysis, or information provided on this platform.

Stock prices, financial data, and market information may be delayed, inaccurate, or incomplete. We rely on third-party data providers and are not responsible for any errors or omissions in such data.

Always verify all information independently before making any financial decisions.

6. No Performance Guarantees

We make no guarantees, promises, or assurances regarding:

  • Investment performance or returns
  • Algorithm accuracy or effectiveness
  • Platform availability or uptime
  • Data accuracy or completeness
  • Future market conditions or performance

Past performance does not guarantee future results. Historical backtesting results are hypothetical and may not reflect actual trading results.

7. Regulatory Compliance

NGX Baskets is not registered with any financial regulatory authority. We do not provide regulated financial services and are not subject to regulatory oversight.

Users are responsible for ensuring their use of this platform complies with all applicable local, state, and federal laws and regulations in their jurisdiction.

Some jurisdictions may restrict or prohibit the use of financial analysis tools. It is your responsibility to determine whether your use of this platform is legal in your jurisdiction.

8. Third-Party Services and Links

Our platform may integrate with or link to third-party services, websites, or data providers. We are not responsible for the content, accuracy, availability, or practices of any third-party services.

Your interactions with third-party services are solely between you and such third parties. We disclaim all liability arising from your use of third-party services.

9. Platform Modifications and Termination

We reserve the right to modify, suspend, or terminate any aspect of NGX Baskets at any time without notice. This includes but is not limited to:

  • Algorithm modifications or removal
  • Feature additions or removals
  • Data source changes
  • Pricing structure modifications
  • Complete platform termination

We are not liable for any losses or damages resulting from platform changes or termination.

10. Governing Law and Jurisdiction

This disclaimer and your use of NGX Baskets shall be governed by the laws of the jurisdiction where NGX Baskets is operated, without regard to conflict of law principles.

Any disputes arising from your use of this platform shall be resolved exclusively in the courts of competent jurisdiction in the applicable governing law jurisdiction.

11. User Acknowledgment

By using NGX Baskets, you acknowledge and agree that:

  • You have read and understood this entire disclaimer
  • You understand the risks associated with investing and trading
  • You will not use our platform for actual financial decisions
  • You will consult with qualified professionals before investing
  • You accept full responsibility for any actions you take
  • You will not hold us liable for any losses or damages

IF YOU DO NOT AGREE WITH ANY PART OF THIS DISCLAIMER, DO NOT USE NGX BASKETS.

Questions About This Disclaimer

If you have any questions about this disclaimer or our legal policies, please contact us at:

Email: [email protected]

Legal Department: NGX Baskets

This disclaimer was last updated on September 11, 2025 and may be updated from time to time. Your continued use of NGX Baskets after any changes constitutes acceptance of the updated disclaimer.